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Broke by Choice

Subscription Cost Calculator: Monthly and Yearly Total

Add your subscriptions to calculate monthly and yearly costs. Mark unused services to see how much canceling them could save.

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Subscription Cost Calculator: Monthly and Yearly Total
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This calculation runs on our server and is not stored – neither your result nor your entry.

How we calculate

Every amount is scaled to a year: monthly times 12, quarterly times 4, yearly times 1. All rows added up are the annual cost, divided by twelve the monthly cost.

What you marked as “never”, “rarely” and “often” used is shown separately. Only “never” counts as waste; whether a rarely used subscription can go is your call.

The reasoning behind these numbers, with sources, is in the article: Subscription Audit: Find Costs and Cancel Unused Plans.

Frequently asked

How do I work out what my subscriptions cost per year?

Monthly amounts times 12, quarterly times 4, yearly times 1 – then all rows added up. That is the number no single charge on your statement shows.

Which subscriptions should I cancel?

That is your call, not the calculator’s. It shows separately what you marked as “never”, “rarely” and “often” used, and counts only “never” as waste.

What if I have more subscriptions than rows?

Press “More rows” to add four, up to 24 rows. Beyond that, do the rest in a second pass and add the two annual figures.

Does the calculator store my subscriptions?

No. This calculation runs on our server and is not stored – neither your result nor your entry.

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