About
The editors
Broke by Choice is written by an editorial team without a face so far, and that is an open decision rather than a stance. A named person with a checkable background carries a finance site further than a logo – Google explicitly weighs YMYL content that way, and readers do too. Until a name stands here, we rely on what can be checked: every claimed number with a source, every calculated number with its working shown.
- Every claimed number carries a source and a retrieval date. We write no figure from memory.
- Every calculated number comes from a public calculator on this site. You can redo it with your own values.
- Compound interest is always given twice: nominal, and in today’s purchasing power.
- We correct in the open. What was wrong stays visible next to the new number.
How we work
- Every claimed number has a source with a retrieval date. Every calculated number has a calculator where you can check it yourself.
- Comparisons are re-checked quarterly. The review date sits above the article, not in the fine print.
- Affiliate links carry an asterisk, and who pays for them is named on the disclosure page.
- We joke about habits, never about people. Where poverty is structural we say so and point onward.
The Five-Dollar Slap
Once a week: one money trap, one way out. No waffle, no sharing your address.